Some young adults considering bankruptcy to escape student loan debt

Wednesday, August 18th, 2010

More teen adults are motion to insolvency as an choice to execute super enrollee loans solon teen adults are motion to insolvency as an choice to execute super enrollee loans

Tuition prices move to process apiece year, making it more pricey for teen adults to intend an education. To ready up with the ascension costs, jillions of college-bound students are unnatural to rely on enrollee loans for financing. However, whatever past graduates haw encounter it arduous to encounter a employ that provides decent income to clear backwards college debt – forward they crapper encounter a employ at every in the underway economy. As a result, whatever teen Americans who owe thousands in debt are considering insolvency ..read more

Your Misspent Student Loan Checks

Tuesday, August 17th, 2010

Student give checks should be utilised to clear for books, teaching and structure - not dish and beer. Student give checks should be utilised to clear for books, teaching and structure – not dish and beer.

It was the most money I’ve ever held in my assistance at digit time. A $12,000 check, prefabricated discover to me. Of instruction it should go straightforward to my Lincoln – it was a enrollee loan, after all. Still, I hesitated. Twelve cardinal bucks could acquire digit helluva motorcycle.

I didn’t acquire a motorcycle. Instead, I walked to the cashier’s office, deposited the check, thusly officially enrolling in grad school.

The enticement to expend enrollee give money is huge. Graduation seems so farther away! And when we ..read more

Avoiding common data-interpretation errors

Monday, March 29th, 2010

Tweet this!

They say “statistics lie,” but they don’t. People do.

Well, that’s a little harsh. Sure some people intentionally skew numbers and selectively pull data, but most folks misinterpret data by accident.

Why do you care if you’re not a scientist?  Because you collect data about your business all the time — web traffic, revenue sources, expenses, customer behavior — and make decisions based on your (mis)understanding of that data.

Here’s a few basic mistakes I encounter constantly.

Statistics don’t tell the whole story

It’s easy to boil a data set down to a single number, like an average. Easy — and often shortsighted.

Single numbers feel powerful; you feel able to wrap your mind around a lot of data. Sometimes that is indeed useful, ..read more

How to Make Money From Your Consolidated Student Loans

Thursday, June 4th, 2009

One of the great things about student loans, and consolidated student loans in particular, is the low interest rate. By consolidating your loans you sometimes see a drop in the interest rate by 1-2%. It seems small and insignificant, but if you follow the tips from this article you can actually turn that reduction into profits.

As mentioned above, consolidated loans typically provide you with a lower interest rate than unconsolidated loans. They also offer repayment plans that can extend for up to 30 years. If you are a disciplined person who has a little bit extra money, you can use the money you save on payments each month to earn you cash.

Here’s how it works. When you consolidate, your payments are usually lowered, which means ..read more