ARE YOU COVERED FOR CANCELLED TRIPS?
May 4, 2009

Last fall, we went to Cancun for a initial time as good as saw because this eighth month area is so popular. The object regularly shines, a beach goes upon perpetually as good as many hotels suggest total food as good as splash as partial of a package deal. And if we get sleepy of fibbing around, we can bound a train as good as see fanciful Mayan ruins.
Now, of course, a H1N1 influenza has done us all drive transparent of Mexico as good as a federal supervision is notice us not to go there for “non-essential travel.”
But what if your outing is already requisitioned as good as paid for? Do we have a right to a reinstate if we cancel?
U.S. airlines as good as debate operators have been being kindly with travellers who wish to shift their plans, says Consumer Reports. They’re vouchsafing travellers starting to, from or by Mexico to shift their destinations or transport dates though chastisement or increasing fares for a same sort of bonus ticket.
“In general, that preserves a worth of a transport that was purchased, though we won’t get a money refund,” says a magazine, that creates a integrate of critical points:
– A illness notice from a supervision doesn’t annul any contractual requisite we have. Only a supervision movement preventing we from transport to your end provides sufficient force to let we mangle your contractual requisite though penalty.
– Standard outing termination word policies don’t strengthen opposite resources similar to a stream influenza outbreak. “Termination-at-will” policies competence cover this situation, though they’re really costly as good as tough to get.
Tour packages as good as airline tickets have been typically non-refundable. Airlines will let we reschedule flights, theme to a chastisement as good as a aloft fare, during a following year.
The surprising tolerance “seems to vigilance a earnest of a widespread in Mexico, as good as a bad illness of a transport industry, that can sick aford to annoy consumers as a retrogression wears upon as good as trade slumps.”
Do we know any one who’s had to terminate a outing to Mexico? Were they treated with colour with care by a airline or debate operator? Please send along your stories.
THE COST OF A “FREE” REWARD TICKET
April 23, 2009

Aeroplan has the oppressive anguish policy, that requires widows as well as widowers to compensate 1 cent the mile to send points after their associate has died. When we wrote about this in my column, we listened from most readers who had beefs about both Aeroplan as well as Air Miles.
Did we know we still have to compensate the fuel surcharge when we make make use of of your points to get the prerogative ticket? Both programs have kept the fuel surcharges, even yet most airlines have forsaken them (including Air Canada upon North American flights) as oil prices have plunged.
I checked Aeroplan’s website as well as found the deceptive question as well as answer. Since it told me nothing, we called Aeroplan’s patron make use of (as instructed) as well as got the genuine story.
Yes, Aeroplan does have the fuel surcharge for prerogative tickets, we was told. It has zero to do with fuel costs as well as is misnamed. It’s there since Aeroplan hasn’t practiced the points levels in the couple of years. This is an additional approach of compensating the airlines for the prerogative tickets warranted by members.
I asked Air Miles about the fuel surcharge as well as got an central answer, posted below, as well as the reply from an indignant reader.
Of course, there have been most alternative taxes as well as fees we finish up profitable when we get the “free” ticket. That’s the reason because most people would rsther than only buy the ignored airfare as well as make make use of of their points for something else.
JUST THREATEN TO LEAVE
April 20, 2009

As consumers, we have a energy to take a commercial operation elsewhere. We should have use of which energy now, during this recession, to get improved deals.
When job a association we understanding with, ask for a influence department. That’s where we can get stone bottom prices or special inducements to keep we around. The people operative there usually discuss it we about these deals if they hold you’re starting to leave.
The initial time it happened to me was when we called to terminate a credit label we wasn’t using. Within a minute, they had lowered my seductiveness rate from eighteen per cent to about twelve per cent — as well as we didn’t even ask for it.
David Bach has a brand brand new book, Fight for Your Money, where he has a great story about wire as well as heavenly body TV. He was operative with a integrate upon a income makeover uncover as well as swayed a father he didn’t need TSN. The domicile was profitable $1,000 a year for wire as well as dropping a sports channel cut their check in half.
“Later, we had him call behind a second time as well as discuss it a wire association which he had only gotten a banking from a heavenly body TV association charity rudimentary use during $19.95 for 6 months,” he says.
“Guess what happened? His wire association suited a suggest — as well as threw in TSN for free, for a sum assets of scarcely $400.”
All it might take is a single phone call to reduce most of your bills, if you’re a great patron who has been around for a while. Companies know it costs reduction to give we a improved understanding than to partisan a brand brand new patron to reinstate we when we leave.
So, try it a little time. Do investigate upon all a competitors’ prices, afterwards see how distant we can go by observant we devise to decamp. But have certain to expand your call to a right people, those who have a energy to keep we as a patron as well as lift out all a stops to have certain we stay.
Do we have any variable stories of your own? Do we find it easy to come to terms over a phone, upon a internet or in a store to get a lowest probable price? Please give your most appropriate tips to assistance others.
LET’S BAN DOOR-TO-DOOR ENERGY SALES
April 15, 2009

I consider we pulled my punches in job for an finish to auto-renewal of appetite contracts final week. Today, I’ll go further.
In my view, permitting an armed forces of crude salespeople to pretence people in to signing contracts adds no value. It should be outlawed in Ontario.
Companies can go upon offered their fixed-price deals, though usually online or by phone (as RiteRate does). Doing it face to face only leads to abuses.
The reason I’m so indignant is a perfect volume of complaints we get about dishonesty during a door. we additionally attend to from people who can’t appear to hit these companies upon their own. They’re undone articulate to call centre robots, who attend though don’t follow up.
Bell as well as Rogers, you’ve been outgunned by Direct Energy, Universal Energy, Summitt Energy, Superior Energy as well as Ontario Energy Savings Corp. That’s a brand new normal for me as well as I’m on fire insane to attend to how most people have been removing duped.
HOW DO YOU CUT CELLPHONE COSTS?
April 11, 2009

My column final Wednesday upon this theme drew lots of comments. This is a single of my prime hobbyhorses, given we right away know (from my knowledge with Rogers) that we can get deals just by asking.
The Star’s brand brand new series, Personal Bailout, is about removing smarter with your money. So, my initial grant talked about whittling down your cellphone bills, that lend towards to be pristine optional spending.
I got a couple of beneficial suggestions from readers that I’m posting below. Now we wish to listen to from we about a most appropriate ways you’ve found to revoke those large monthly costs.
Have we switched from profitable after we speak to profitable prior to we talk? This is a large direction in a U.S. as well as there have been deals to be had here during 7-Eleven as well as Petro-Canada stores.
Or have we switched from a Big Three (Bell, Rogers as well as Telus) to a single of a low-cost brands? These no-frill carriers have been stepping up their advertising, perplexing to dip up spare business prior to brand brand new bonus cellphone foe arrives after this year.
